Welcome to the SMVS Charities website. If you continue to browse and use this website you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern The SMVS Charities’s relationship with you in relation to this website.

The term "The SMVS Charities" or "us" or "we" refers to the owner of the website whose registered office is 99, Burnt Mill Road, Cherry Hill, New Jersy-08003. The term “you” refers to the user or viewer of our website.

We as a merchant shall be under no liability whatsoever in respect of any loss or damage arising directly or indirectly out of the decline of authorization for any Transaction, on Account of the Cardholder having exceeded the preset limit mutually agreed by us with our acquiring bank from time to time

The use of this website is subject to the following terms of use:
  • The content of the pages of this website is for your general information and use only. It is subject to change without notice.
  • Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
  • Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.
  • This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.
  • All trademarks reproduced in this website, which are not the property of, or licensed to the operator, are acknowledged on the website.
  • Unauthorised use of this website may give to a claim for damages and/or be a criminal offence.
  • You may freely link to this website from other websites, newsgroups and email.
  • From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).
  • Your use of this website and any dispute arising out of such use of the website is subject to the laws of England and Wales.
Contributions to the SMVS Charities
  • By sharing any contribution (including any text, photographs, graphics, video or audio) with the SMVS Charities you agree to grant to the SMVS Charities, free of charge, permission to use the material in any way it wants (including on the SMVS Charities's site accessed by international users).
  • Copyright in your contribution will remain with you and this permission is not exclusive, so you can continue to use the material in any way including allowing others to use it.
  • In order that the SMVS Charities can use your contribution, you confirm that your contribution is your own original work, is not defamatory and does not infringe any UK laws, that you have the right to give the SMVS Charities permission to use it for the purposes specified above, and that you have the consent of anyone who is identifiable in your contribution or the consent of their parent / guardian if they are under 16.
  • Please do not endanger yourself or others, take any unnecessary risks or break any laws when creating content you may share with the SMVS Charities.
  • If you do not want to grant the SMVS Charities the permission set out above on these terms, please do not submit or share your contribution.